Attention homeowners in Lewes and Sussex County: Need an appraisal?
See the top seven reasons why DE homeowners use Early Edition, Inc.:
Need help determining the price of your house in or near Lewes, DE?
We at Early Edition, Inc. understand the individual needs of a homeowner in need of appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. Being a regular consumer that ordinarily doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.
Need to remove PMI?
An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Early Edition, Inc., we're experts in helping homeowners just like you do away with unnecessary PMI insurance.
Challenge a property tax assessment
If you live in a local area that is declining or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Early Edition, Inc. is your best weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Early Edition, Inc. can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? Early Edition, Inc. offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Early Edition, Inc. can help you with that. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.